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Contract Registration

The TrustFactor enrollment process enables an application user to securely enroll into TrustFactor for transaction authentication. The process involves the user interacting with the application, TrustFactor SDK/API and the TrustFactor mobile application.

Key Steps

  • The user initiates the process by choosing to enroll in TrustFactor from within the application.
  • The application, utilizing TrustFactor's SDK, checks if the user is already enrolled.
  • If the user is not already enrolled, the application requests a registration QR Code or deeplink from TrustFactor's API.
  • The user scans the QR Code or taps the deeplink using the TrustFactor mobile application.
  • The TrustFactor mobile app generates a key-pair and shares the public key with TrustFactor's cloud services.
  • Upon receiving the public key, TrustFactor's services call the registerCallbackURL to notify the application.
  • If the application responds with a successful HTTP code, TrustFactor confirms the successful enrollment to the user via the mobile app and the application.

The user enrollment flow consists in two stages:

A - Registration Code Creation​

Assumptions:

  • User is already authenticated in Internet Banking / App Client
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During this process the client's application asks TrustFactor for a new registration code in order to enroll a new user with TrustFactor.
In order to create the said registration code the application must specify an Username and an UserID which doesn't need to be a legal name and/or an internal user ID (ie: bank account number).

B - Contract Registration​

Assumptions:

  • User already has TF App opened and authenticated
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TF Agent will generate a cryptographic key pair and share it's public key after scanning the QR Code which contains a Registration Code Unique ID. If the registration is successful the Username, User ID, Device ID and Contract Public Key will be stored on TrustFactor database. TrustFactor will also send a callback to the application notifying it of a new contract enrollment containing the Contract Details and Device Details.

Contract Registration (User Enrollment) Flow Demonstration​

Registration using the QR Code​


note

The Trustfactor App setup is only needed in the first time that the user boots up the application. Further registrations do not need the setup.